# Verifia — AI-Powered AML/CTF Compliance Platform

> Verifia is an AI-powered AML/CTF compliance SaaS platform purpose-built for Australian AUSTRAC Tranche 2 "gatekeeper" industries. It automates risk assessments, KYC/CDD workflows, UBO entity analysis, AML/CTF program generation, transaction monitoring, and regulatory reporting.

## Target Industries
- Real estate agents — buyer/seller transactions, property management
- Law firms — conveyancing, trust & company establishment
- Accounting firms — company registration, tax, audit services
- Trust & company service providers (TCSPs) — trust creation, company formation
- Precious metal & gem dealers — high-value asset transactions

## Core Features
- **Dynamic Risk Assessment**: Industry-specific ML/TF risk questionnaires with heat-map visualisation and PDF export
- **KYC Workbench**: Full client due diligence lifecycle — white-label collection, eKYC verification, sanctions/PEP screening, ongoing monitoring
- **AI UBO Penetration**: Multi-agent AI analyses trust deeds and ASIC data to trace beneficial ownership through complex structures
- **AML/CTF Program Generator**: AI-generated compliance programs customised to your risk profile, auto-updates when regulations change
- **Matter Management**: Group clients, KYC cases, transactions into single compliance narratives per business engagement
- **Transaction Monitoring**: Configurable rules engine for TTR/SMR detection with automated report drafting
- **Compliance Vault**: 7-year tamper-proof document retention with full audit trails and AUSTRAC evidence packages
- **Staff Training**: Built-in AML/CTF training modules with quizzes, role-specific content, and completion tracking
- **Compliance Dashboard**: Real-time health score, smart to-do lists, overdue cases, upcoming deadlines

## Pricing
- Grow: $79/month (up to 5 users, 20 matters)
- Professional: $169/month (up to 20 users, 100 matters, sanctions screening, transaction monitoring)
- Customise: Contact for enterprise pricing
- Pay-per-use: eKYC $5/check, ASIC Lookup $40, AI Document Parse $1

## Security & Data Sovereignty
- AES-256 encryption, data stored exclusively in AWS Sydney (ap-southeast-2)
- Personal information never leaves Australian jurisdiction
- Field-level encryption for PII, append-only audit logs with chain hashing
- Compliant with Privacy Act 1988 and Australian Privacy Principles

## Key Pages
- [Homepage](https://verifia.com.au/)
- [Pricing](https://verifia.com.au/pricing)
- [Free Compliance Check](https://verifia.com.au/compliance-check)
- [Blog](https://verifia.com.au/blog)
- [Documentation](https://verifia.com.au/docs)
- [Contact](https://verifia.com.au/contact)

## Detailed Information
- [llms-full.txt](https://verifia.com.au/llms-full.txt)